09/01/1991 70390

STATE WORKERS' INSURANCE FUND UNDERWRITING TECHNICIAN

DEFINITION: This is technical work in the review and processing of new applications for workers' compensation insurance issued by the State Workers' Insurance Fund.

An employee in this class reviews and evaluates employer identification and descriptive information in determining appropriate and accurate coverage and rates for workers' compensation and employers' liability insurance policies to be issued by the State Workers' Insurance Fund. Work is performed within the framework of the rules and regulations issued by the Pennsylvania Compensation Rating Bureau, the Coal Mine Rating Bureau, the Pennsylvania Workers' Compensation Law, and S.W.I.F. operating procedures. Work includes assuring that all required employer information is complete and accurate by contacting employers and researching employer records. Work is reviewed by a S.W.I.F. Underwriting Supervisor for quality and timeliness of applications processed.

EXAMPLES OF WORK: Reviews and ensures the completeness and accuracy of new applications for workers' compensation liability insurance in accordance with the provisions of Pennsylvania Workers' Compensation Law, the rules and regulations of the Pennsylvania Compensation Rating Bureau and Coal Mine Compensation Rating Bureau, and State Workers' Insurance Fund procedures and guidelines.

Evaluates appropriateness of new application information in relation to payroll and employee classification, applicability of experience modification, ownership and subcontractors, and coverage effective date in order to determine accurate coverage and rates for workers' compensation and employers' liability insurance policies issued by the State Workers' Insurance Fund.

Gathers information necessary to complete new application processing through phone contact or written correspondence with applicants or their representative.

Inputs application information into S.W.I.F. automated system to initiate policies, and policy endorsements.

Responds to phone and written inquiries from employers, brokers, and the public regarding the status of new applications and Pennsylvania workers' compensation insurance in general.

Obtains premium estimates for potential policyholders through review of pending application or information obtained by phone.

Performs related work as required.

REQUIRED KNOWLEDGES, SKILLS, AND ABILITIES: Knowledge of the principles and practices of casualty insurance underwriting.

Knowledge of the provisions of casualty insurance polices and related forms.

Ability to learn to apply the provisions of the Pennsylvania Workers' Compensation Law and the rules and regulations of the Pennsylvania Compensation and Coal Mine Rating Bureau to evaluate and process new policy applications for workers' compensation insurance coverage with the State Workers' Insurance Fund.

Ability to interpret and comprehend basic casualty insurance related terms and data.

Ability to ascertain facts needed and secure information through oral and written communication.

Ability to learn to use the specialized automated office procedures, practices, and equipment used to initiate new policies, and policy endorsements.

Ability to organize and evaluate facts and draw sound conclusions.

Ability to establish and maintain effective working relationships with employers, insurance brokers, office staff, and the general public.

Ability to express ideas effectively, orally and in writing.

MINIMUM EXPERIENCE AND TRAINING: Two years of casualty insurance underwriting experience which included the assignment of classifications and application of proper rates, premium computations, and the issuance of new policies;

or

Any equivalent combination or experience and training.